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    Tools & Resources

    Retirement Income Calculator

    A retirement income calculator helps you see — in plain numbers — how your savings, Social Security, and other income sources may translate into monthly retirement income.

    Calculator and retirement projection report on a table
    See how your assets translate into a monthly retirement paycheck.

    Retirement Income Calculator

    Estimate your monthly retirement paycheck.

    $
    $
    $
    $
    6%
    4%

    Inflation & COLA

    2.5%
    2.5%
    0%

    Projected Nest Egg

    $618,729

    at age 65 · $483,350 in today's dollars

    Monthly Income from Savings

    $2,062

    @ 4% withdrawal

    Total Estimated Monthly Income

    $4,879

    savings + Social Security (w/ COLA) + pension

    ≈ $3,811 in today's purchasing power

    Get a Personalized Plan

    Educational estimates only. Assumes constant contributions and a steady annual return compounded monthly. Actual results vary based on markets, taxes, fees, longevity, and personal circumstances.

    What It Calculates

    Estimated monthly income in retirement based on your current savings, expected contributions, Social Security, pensions, and assumed rate of return.

    Why It Matters

    Saving more is a goal — but knowing what your savings can produce as monthly income is what really drives confidence.

    Key Inputs to Use

    Current age, target retirement age, current savings, monthly contributions, estimated Social Security, and any pension or other income sources.

    What to Do With the Results

    Compare projected income to expected expenses. Look for income gaps and explore strategies — additional savings, working longer, guaranteed income tools — to close them.

    Important Caveats

    Calculators use assumptions. Real outcomes depend on markets, taxes, longevity, and behavior. Use results as a starting point, not a final answer.

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