The Annuity Knowledge Hub

Start here if you're new to annuities and retirement income planning.

• What Is an Annuity?
• How Annuities Work
• Why People Buy Annuities
• Pros & Cons of Annuities
• Are Annuities Safe?
• How Today's Annuities Differ From the Past
• Common Annuity Myths & Misconceptions
• Who Should Consider an Annuity?
• How Annuities Fit Into a Retirement Plan

Compare different annuity options and understand how each may fit different retirement goals.

• Fixed Annuities
• Fixed Indexed Annuities
• Variable Annuities
• Immediate Annuities
• Deferred Income Annuities
• MYGAs
• QLACs
• Lifetime Income Annuities

Everything you need to know about creating sustainable retirement income.

• Creating Retirement Income
• Sequence of Returns Risk
• Longevity Risk
• Inflation Protection
• Emotional Decision Risk
• Pension Strategies
• Safe Withdrawal Rates
• Income Diversification

Understand how taxes may impact annuities and retirement income strategies.

• Are Annuities Taxable?
• IRA vs Non-Qualified Annuities
• Roth IRA Annuities
• 1035 Exchanges
• RMD Rules
• Beneficiary Tax Rules
• Tax Deferral Strategies
• Estate Tax Considerations

Research major annuity providers, financial strength, specialties, and consumer considerations.

• Allianz
• Athene
• Nationwide
• EquiTrust
• Fidelity & Guaranty (F&G)
• North American
• Prudential
• Global Atlantic
• Corebridge

Use retirement planning tools, calculators, and assessments to better understand your retirement options.

• Annuity Finder Quiz
• Retirement Income Calculator
• Retirement Income Gap Analyzer
• Social Security Optimization Guide & Calculator
• Longevity Planning & Retirement Risk Guide
• Inflation Impact Calculator
• Retirement Risk Assessment
• Guaranteed Income Planning Guide
• Retirement Income Checklist