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Explore how annuities may be used for retirement income, growth, principal protection and other retirement goals.
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A market decline can become more consequential when you’re withdrawing money at the same time. A retirement buffer can help separate near-term income needs from longer-term market assets.
By Evan SussmanSeptember 2, 2026
Read ArticleLearn how Social Security retirement age affects benefit timing, what full retirement age means, and how to compare claiming options.
Learn how immediate and deferred annuities differ by income timing, access, taxes, fees, guarantees, and contract trade-offs before reviewing options.
Learn how a Medicaid-compliant annuity may affect income, assets, beneficiaries, and eligibility, and why state-specific legal advice matters.
Learn what a QLAC is, how it works, and how a QLAC can affect your required minimum distributions (RMDs) and retirement income planning.
Rather than making one annuity decision at one point in time, some retirees build income or protection in stages. Here's how annuity laddering works.
A smarter retirement allocation starts with what your money needs to accomplish. Learn how income, protection, growth and liquidity can work together.
Before choosing an annuity, decide what job you need your money to do. Explore two very different retirement strategies: growth and protection vs. guaranteed income.
