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    Explore how annuities may be used for retirement income, growth, principal protection and other retirement goals.

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    The Retirement "Volatility Buffer" Strategy: Protecting Income When Markets Fall

    A market decline can become more consequential when you’re withdrawing money at the same time. A retirement buffer can help separate near-term income needs from longer-term market assets.

    By Evan SussmanSeptember 2, 2026

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