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Separate annuity facts from common misconceptions and better understand how today's products actually work.
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Think all annuities are expensive, lock up your money or work the same way? Some of the most common beliefs about annuities confuse very different products and features. Let's separate myth from reality.
By Erik SussmanSeptember 1, 2026
Read ArticleWhat does an annuity actually guarantee? A clear look at principal protection, income guarantees, death benefits, index crediting and who stands behind the promise.
Do annuities sacrifice growth — or provide market returns without market risk? The reality depends on the type of annuity and how its growth mechanism works.
Are annuities expensive? The answer depends on the type of annuity and its features. Learn the difference between fees, charges and other contract economics.
